Life & Group Health

We offer our clients a portfolio of group and individual health, life, accident and disability insurance products. Along with these traditional forms of insurance, we offer voluntary supplemental benefits products to protect against the costs of specific types of illnesses or expensive treatment protocols, including Long Term Care Insurance. Due to an aging population, long-term care may be the most critical benefit insurance need for families during this and succeeding decades. More than 45% – 60% of people over 65 will need some type of long-term care. It is not uncommon for the uninsured to lose their entire life savings to nursing home costs. These annual costs nationwide can top $75,000 a year. Home healthcare, usually the preferred option, can be nearly as expensive.

As an independent broker, Body-Borneman is positioned to take advantage of a diverse and dynamic marketplace in tailoring insurance programs to meet the specific needs of the business community.