Loss Prevention Loss Prevention

The Risk Management Division of Body-Borneman Insurance provides practical solutions and cost effective programs to assist our clients in meeting their regulatory compliance issues and reducing their net cost of loss/risk.

Companies today face a myriad of training and regulatory requirements, as well as unprecedented potential for significant civil liability exposures, that were unheard of only a few short years ago.  OSHA, EPA, and DOT all have their own unique set of rules and regulations that employers must follow.  Today employers are involved in a high-stakes game that, without the right representation, can spell financial disaster for even the most solid business. 

A safe work environment can lower costs in three fundamental ways:

  1. It can lower the production costs associated with employee injury
  2. It can lower insurance costs through favorable loss experience.
  3. It reduces the potential for costly regulatory fines and penalties.

At Body-Borneman Insurance, we believe in loss reduction. As a commitment to workplace safety and profitability, Body-Borneman is trained to deliver a complete menu of loss control and risk management services to our clients. Our flexible training and risk management programs allow us to tailor our services to meet the needs of our clients, thereby increasing understanding and retention by their employees.

Body-Borneman Insurance is capitalizing on nearly 40 years of risk control, risk management, consulting, and insurance experience brought by the members of our in-house risk management group. We are committed to providing value-added services to help our customers protect their assets and enhance their financial position by maintaining a safe workplace for their employees.

Today’s companies are under close scrutiny by regulatory agencies.  Many are hit with costly fines.  Even worse, companies are subjected to significant liabilities from civil actions brought by workers, or their families, in the event of an unfortunate accident.  Body-Borneman Insurance is available to assist with the preparation of site-specific programs to keep your firm current with the complicated compliance requirements of OSHA, EPA, and DOT.  Listed below are a few examples of the programs we offer:

Written Programs


  • Fire Prevention Plans
  • Spill Prevention Plans
  • Emergency Action Plans
  • Site-Specific Safety Plans
  • Equipment Selection, Purchasing and Evaluation
  • Hearing Conservation Programs
  • Lockout/Tagout Plans
  • Forklift Safety Programs
  • Medical Surveillance Programs
  • Risk Communication Programs
  • Regulatory Compliance Inspections
  • Emergency Planning & Preparedness
  • Ergonomic Evaluation & Recommendations
  • Confined Space Entry Programs
  • Respiratory Protection Programs
  • Infectious Disease Control Programs
  • Hazard Communications Programs
  • Injury & Illness Prevention Programs
  • Hazardous Materials Management Programs
  • Employment Practices Liability Programs

Training Courses


  • Hazardous Waste Operations & Emergency
        Response Training (29CFR1910.120)
  • Confined Space Entry Training (29CFR1910.146)
  • OSHA Trenching & Excavation Safety
        (29CFR1910.126)
  • OSHA Hazard Communication Training
        (29CFR1910.1200)
  • OSHA Forklift Operators Training
  • Hazardous Materials Transportation
        HM-181,126F (215A & 215B-49CFR172.704)
  • DOT Driver/Carrier Training (49CFR174-177)
  • DOT Supervisor Drug/Alcohol Training
        (49CFR390-397)
  • Hazardous/Toxic Waste Management
        (40CFR262.34 & 265.16)
  • National Safety Council Defensive Driver Training Program

Consulting Services

  • Noise Level Testing
  • Permitting Assistance
  • Waste Management Programs
  • Pre-Incident Disaster Planning