Personal Umbrella

For many of our clients, the liability limits provided through their primary insurance policies may not be sufficient to protect their assets from large negligence awards and litigation expenses. To satisfy this need, insurers offer a policy which provides excess liability limits. The personal umbrella policy is also designed to fill the gaps in a policyowner's liability coverage, since several types of liability exposures exist that are not covered by automobile and homeowners policies. If a policyholder is sued because of a covered occurrence and the primary insurance policies do not apply or have been exhausted, this policy will pay legal expenses incurred, including attorney's fees and court costs. Lawsuits are costly, but they happen. And a personal umbrella policy could be the only thing standing between you and losing your home, car, finances and other valuable assets. Please contact one of our agents at 800-326-5290 for a no-obligation quote. Some of the carriers we represent include:

• Erie Insurance Group
• Westfield Group