Life & Health Insurance
Reducing Your Financial Uncertainty
At Body-Borneman, we know that our clients have more than automobiles and homes to protect. That's why we organized our life and benefits department back in 1962. For over 35 years, we've been helping customers to protect their health, incomes and savings from the risk of financial loss, including:
- Life Insurance Coverage
- Health Insurance Coverage
- Savings Planning
- College Planning
- Retirement Planning
- Debt Retirement Planning
- Estate Planning
- LTC - Coverage
- Disability Insurance - Group & Individual
- Dental & Vision - Group & Individual
Group / Individial:
We offer our clients a portfolio of group and individual health, life, accident and disability insurance products. Along with these traditional forms of insurance, we offer voluntary supplemental benefits products to protect against the costs of specific types of illnesses or expensive treatment protocols, including Long Term Care Insurance. Due to an aging population, long-term care may be the most critical benefit insurance need for families during this and succeeding decades. More than 45% - 60% of people over 65 will need some type of long-term care. It is not uncommon for the uninsured to lose their entire life savings to nursing home costs. These annual costs nationwide can top $75,000 a year. Home health care, usually the preferred option, can be nearly as expensive.
As an independent broker, Body-Borneman is positioned to take advantage of a diverse and dynamic marketplace in tailoring insurance programs to meet the specific needs of the business community. We represent the industry's top carriers, including:
- Erie Family Life
- Northwestern Mutual Life - PS
- AIG
- Harleysville Life
- John Hancock Standard Life
- Inter County Health Coverage
- Capital Blue Cross
- Independence Blue Cross/Blue Shield
- Aetna
- John Alden Health - STM
- Assurant Health
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- Assurity Health
- Banner Life
- Transamerica Life
- Aetna US Healthcare
- Blue Shield/Highmark
- United HealthCare
- Health America
- Met Life - Dental
- West Coast Life
- Prudential Life
- Genworth - Life
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Body-Borneman is available to serve as your partner in your insurance and financial protection, as your own personal and business financial needs continue to change and evolve.