Environmental Services Industry
Insuring the Environmental Services Industry!
The Environmental Division at Body-Borneman Insurance specializes in solving the complex insurance challenges faced by the environmental, health & safety services industry.
Face the Facts!
Most Insurance Professionals Simply Don’t Understand Your Business!
Unfortunately, this is a documented fact about our industry. Most insurance professionals have little or no understanding of the complex regulatory and legal environment that impacts upon the environmental, health and safety services industry. As a result, most insurance representatives would prefer to avoid clients with environmental, and related risks. There is a very high likelihood that your firm may be the only company of its type represented by your present agent. This may lead to frustration as your management personnel waste valuable time educating your insurance agent about even the most basic elements of your business. Worse yet, serious misunderstandings may occur, resulting in costly coverage gaps, or the need to pay ultra-conservative premiums. At Body-Borneman Insurance, our risk management staff maintains a level of environmental, health and safety experience management that is unmatched by our competitors. Our unique blend of technical and insurance knowledge allows us to quickly and thoroughly understand your business needs, and formulate the best options for a comprehensive, yet affordable, insurance program. This experience will allow your firm to concentrate on what it does best, providing high quality and profitable environmental health & safety services to its clients.
Established in 1962, Body-Borneman Insurance has been a recognized leader providing comprehensive insurance programs for businesses and families. Today, our 40-plus-member staff services over 20,000 policies from our offices in Boyertown and Pottstown, PA. The Environmental Division at Body-Borneman was created to serve the unique insurance challenges of clients who provide environmental, health & safety management services. Today, our clients range from environmental, health and safety consultants, to site remediation contractors, storage tank installers, Hazmat spill responders, and various engineering/design firms. We focus on targeting small to mid-sized firms headquartered in the Tri-State area. We pride ourselves on providing superior service, combined with the technical expertise to best understand the unique business needs of this industry. No risk is too big or too small. We provide comprehensive, yet affordable, protection for a variety of firms ranging from single-person consultants, to much larger contracting and consulting risks operating with multiple offices and interests throughout the U.S. and abroad.
The Environmental Risk Management Division at Body-Borneman is managed by David Guzik, REM, CHMM. Dave is a licensed insurance agent who has nearly 20 years of direct experience in environmental consulting, site remediation, emergency response and consulting. Dave has personally managed numerous Superfund remediation projects, hazmat emergency response efforts, and has also spent time as an underwriter and loss control consultant for two of the largest underwriters of environmental insurance. Dave’s unique blend of technical and insurance knowledge ensures that our risk transfer programs meet the complex needs of our customers.
Preferred Classes of Business
- Environmental Consultants
- Site Remediation Firms
- Health & Safety Consultants
- Lead/Asbestos Abatement
- Hazmat Emergency Responders
- Storage Tank Installers
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- Industrial Hygiene Consultants
- Consulting Engineers and Design
- Toxic Mold Consulting/Cleanup
- Air/Water Treatment Services
- Turnkey Design/Build/O&M Services
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Many insurance agencies represent a single carrier. This significantly limits the available options to their clients. The Environmental Risk Management Department at Body-Borneman is authorized to represent all of the major environmental insurance carriers, including AIG, Seneca, Gulf, Evanston, Zurich, American Safety, ACE and XL. Our day-to-day working relationship with these well-established underwriters ensures that we have the ability to create the best insurance program for each individual client. We specialize in developing comprehensive insurance programs for our clients, including coverage for:
- Commercial General Liability
- Contractors Pollution Liability
- Consultants Errors & Omissions
- Excess/Umbrella Coverage
- Workmen’s Compensation
- Property Insurance
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- Inland Marine
- Automobile Liability
- Bonding
- Group Life Insurance
- Disability Insurance
- Employee Health Program
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Contact David A. Guzik, REM, CHMM at (610) 367-1162, or by email at daguzik@bodyborneman.com.